I talked to our Allstate agent. The issue is "modified". With an electric cart it is a high speed motor or the "codes" changed. With a gas cart they check where the throttle is set. She said they do not investigate every claim only the ones that could cost Ins. co $$ in claims. If the cart exceeds 20mph going down a hill it is not a problem. "Modified" and "set" seems to be the words. Same thing the Attorney said at the POA. If there is another co that will insure a "golf cart" ( as defined by FL law) that exceeds 20 mph, let me know. I would like to speed mine up!
