[bestmickey]

If I was Grandpa, I would NOT report this to my insurance carrier since his rates would significantly increase thereafter. If I were Grandpa, I'd make these three stupid jerks pay me in cash to purchase a new cart. The driver should pay the majority cost of a new cart. Make the stupid jerks get jobs at a grocery store, or wherever they can, to make the money. That's the way to teach a jerk a lesson he won't forget. Of course, the jerks would never ever use anything of mine again. And, they probably also wouldn't be invited back for a year or two.