Quote:
Originally Posted by njbchbum
posh08 - i am a source! in january i lose my retiree state health benefits and am required to go on medicare by the state if i wish to retain medical insurance AND i must pay the entire premium for medicare a and b. i can continue to pay a premium to the state in order to keep that as supplemental medicare coverage. i also lose my retiree state health prescription plan and am forced onto the medicare program offered by the state health insurer for prescription coverage and i must pay that premium.
are you convinced yet? i know what bavarian is posting about - i am about to live it! hope my explanation aids your understanding.
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I suppose depending on the benefits you received and the premiums you had to pay for them, it might have been cheaper for you as an active employee than it will be now that you're retiring, turning 65 and going on Medicare. For most people that would be unusual. But as far as what happens when you have to go on Medicare, it's no different than it has been for years. All of us that are over 65 have experienced the same thing. In my case it was even worse than you're experiencing--I had to pay $1,200 a month for health insurance for several years between when I retired and when I turned 65 and qualified for Medicare. When I qualified for Medicare was a great day--my monthly premiums were cut in half, even after paying for the Medicare supplemental policy offered by my former employer.
The numbers are likely different for all of us, but the situation has been the same for years. It has nothing to do with ObamaCare. It would have happened to you the same way whether or not the bill was passed three years ago.