Thanks, it seems that coverage may be available under certain circumstances but not all. I will research some more. FYI community self insurance (AKA endowment) is in place in some local communities in PA. Case in point, a very nice CCC that is cash only (no Medicaid or subsidies) doesn't have sinkholes but they do occassionally have a resident that outlives their resources. The community has a golf tournament each year and voluntary donations that are placed in a fund that is monitored by a resident, an administrator and a director. Rather than throwing the resident to the wolves, the fund kicks in (assuming that the need is not due to waste) . They currently have about a million in the trust and a good time is had by all. But the community only has about 300 households so organizing it was relatively easy. Just thought that the concept was a good way of keeping independence alive regarding sinkholes. Pursuit of happiness
