Originally Posted by janmcn

First of all the Affordable Care Act doesn't take effect until 2014, so any increase you see in your health care is the result of your insurance company raising rates and has nothing to do with the ACA. The only aspects of the law that are in effect are the provision that young people under the age of 26 can stay on their parent's insurance plan; and the part that says your insurance company must spend 80% of their proceeds on healthcare and not on CEO pay and other operating costs or refund the difference to customers. That's why many people will be receiving a check in August.

Secondly, there is no charge for anyone to recieve Part A of Medicare. If you elect to participate in Part B, the cost is $99.60 per month. So for less than $100 per month you can have full coverage of Medicare Parts A and B. I'm just guessing that is probably less than what you pay now for private insurance.

If you lived in Florida full time, you could join a Medicare Advantage Plan which would cost you zero, not even the $99.60 per month, and would also pay for prescriptions, eye glasses, dental and health clubs. You can't get any cheaper than free.