My mom does not need assisted living yet either. What I do consider in the decision is it is nice to have a "last move" at 90 rather than going to independent and then something happens and going to assisted living and having to make new friends and readjust again. You can just pay the apartment price at assisted living and not have add on care, it is usually a little pricier than straight retirement home options but then when care is needed, it is just an add on and you do not need to relocate if your care needs get significant. But I am still considering Steeplechase and wish the Sumter had the Independent built already. We cannot wait, it has to be one or the other. My mom lives with us now in Seattle but we bought a villa and it is not big enough for the three of us and the two dogs...She will do better with a lot of activities around her and people, she gets lonely with just us who are out and about so much. And my dad just passed away in December and she would thrive with friends around.
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