Twice a year (May and September) there are bugs called lovebugs that are a nuisance. They do no harm to anyone or anything but just are lots of them everywhere. They fly mated together and are just a nuisance. In 3 weeks, they are gone.
As for snakes, I see a garter snake about 12 inches long now and then in my yard as well as a beautiful 3 foot black racer snake every now and then. Completely harmless.
No mosquitoes at all.
Roaches and waterbugs will find their way into your home IF you do not have a bug service. Almost everyone has a "bug guy".
Fire ants will crop up in your garden if you do not spray for them. I have been bit one time and it was a feeling like being poked with hot needles and then it produces a blister that itches terrible for about a week. I spray now!
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