Also just to respond about independent living, I think you are probably referring to the difference between this and a retirement home whihc is independent living. SOmeplace like Steeplechase is a retirement home and they are not licensed to provide any care, so if you live there, you have to be quite independent in regard to dressing, bathing, eating, mobility, toileting, etc. There is no help. Now having said that, you can contract for private caregiving with an agency or private person to assist you while you live within a retirement home, but there can come a point where you need too much care and have to move. So then you are paying your rent at the retirement home and paying privately for care. Assisted living is licensed to have caregivers and nursing in house so for the most part you do not have to move again, you just increase your levels of care. Many independent people, quite like my mom, will live there and add on care when it is needed. That way they can live in a lovely place and as needs increase, they can be looked after in their same apartment without having to relocate and make new friends, get readjusted, etc
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