Don't count on a lot of that conversion to common sense, O.P. Most students are taking out student loans and deferring the interest until they're out of school. Often the payment is $1200 or more a month----more than what they need for a car and rent payments, and they're not able to find a job in their degree field.

Obama and friends in the Ivory Tower keep telling them they are OWED a college education paid by somebody else (you and me). And now this week, he has told them that they won't "have to build" (as in WORK it) that small business idea/plan themselves......"somebody else does that for you!".

Many people under age 35 now believe there IS a Santa Claus and there IS a "free lunch".