[3puttharry]

Originally Posted by FoPAA

I'm posting this for friends who own a CYV which they rent out for most of the year. Are there any updates about landlords insuring their golf carts for their renters? They have always included the golf cart in their rental, but now as they sign up renters for next year and beyond they are concerned about their coverage (I think they have Allstate presently). I've read last fall's thread, does anyone have any updates on coverage?
As always, thanks in advance!

Under Florida's motor vehicle law, a golf cart is a dangerous instrumentality.*See Meister v. Fisher, 462 So.2d 1071 (Fla. 1985) ("Golf cart is a dangerous instrumentality for purposes of imposition of liability on owner.") The owner of a golf cart, because it is a dangerous instrumentality, is responsible for the damages caused by anyone using it with the owner's permission. Accordingly, it is critical to purchase liability coverage in case property damage or bodily injury results from a golf cart incident, regardless of who is using it - if you are the owner, or if you will be using a golf cart on a regular basis. The unfortunate reality is that owners of automobiles and golf carts are almost always named as defendants in lawsuits to answer for damages -- even if they were not driving or present at the time of the crash.
So let me get this straight... i worked my whole life to have a great life in TV to possibly lose it all to save a neighbor a few bucks cart rental fee when his guest are in town... not me