Quote:
Originally Posted by jane032657
I am 55. My husband is 61. I have a long wait before Medicare and my work does not have Cobra. I only like to bet at the slot machines. Anything can happen in a minute in regard to health even if you are like me and never walk into a doctor's office unless you are desperate. But that can change without any control by any of us. I do not mind the higher deductible but I want to make sure that there is good coverage if G-d forbid there is a serious health issue. Today, I am good, I am blessed. No one gives me a guarantee for tomorrow. Scares me.
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Just a reminder, COBRA only lasts for 18 months. Even if your employer provided it, at 55 I don't think it will be much help for you. Also the employer is permitted to charge you, I think it's 2% over what he pays for the insurance. where I worked, there were a lot of really shocked employees who didn't realize they were only paying less that 10% of the total cost while working and then were presented with the entire cost plus two percent. That hurts!