Maintenace fee in Sanibel designer section is about $900/ year. The Bond is a little over $20k or $1,713.56/year. Fire dept is $81/year but sales person said it is going to $135/year. Triple play package from Brighthouse about $117 with taxes/month. Electric bill has ranged from $146 in Jan to $210 this July. (house is set a 77 degrees.) Water, sewer, trash,& amenity fee $250-$300/month. Insurance car, house, flood, cart & umbrella about $3200/ year. Property taxes projected to be about $3,800/year with homestead. Small fees of $10 -$50 to belong to some of the clubs. About $140/year to use cart on the free courses. Lawn care cutting about $40-$50/month. Termite protection about $200/year. I think you should consider things to want to do after you buy the house. We set aside about 10% of the cost of the house for that. Been here 8 months and we are getting close to that 10%. If you mortgage there are more cost. Then there are entertainment cost and eating out. That can be be very little to very much. After your lifestyle visit, consider renting for a month or longer to look a preowned and new. The cost can vary greatly depending on style home and area.
