I know this is an old thread now but does anybody know what they are at Citizens as of cob 7-27-12?? It seems simple enough to put the rates so they can be easy to get off the computer. 3.175 best rate around Illinois for a 30 year loan. I've heard the Citizens is "owned" by the Developer. Not a surprise that they might be higher since they are not "scratching" for customers.
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