They can be expensive. But I bought mine at a relatively young age of 55. The longer you wait, the more expensive. I also bought a plan that was paid off in 10 years. It was new at the time. So that I would noit have to pay when my income dropped when I retire. I think it's a wise investment. The average single person will pay over $250,000 in health care costs including preminums and copays. So the insurance is a hedge against these costs.
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