We had vinyl and the least expensive rug installed and pulled it out right after to do laminate and tile. The vinyl was...vinyl...I have to think it is a higher quality vinyl because TV does like to put in decent material. Remember everything is under warranty for a year so they want no problem. The rug was fine. Not unbelievable but certainly adequate. If we hadn't been bringing our own, we probably would have kept it for a couple years and then switched out.
You will not be negotiating.
It is easy enough to find people to do the work. And good work. It frankly probably saves you money to buy the house with the vinyl and lower quality rug and then switch out to what you want exactly.
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