Talk of The Villages Florida - View Single Post - Sink hole insurance
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Old 08-05-2012, 11:30 AM
jnieman jnieman is offline
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Quote:
Originally Posted by glgene View Post
I have read conflicting stories on sink hole insurance. So, my questions ---

1) Is it available for purchase of resale homes, or new homes only?

2) Are there different levels of coverage?

3) If available for purchase, is the premium based strictly on the value of the home? What kind of insurance co$t might apply?

4) What is the frequency in TV does sink holes happen?

5) Anything I missed?

Gene
There is a huge article answering most of your questions in the POA (property owner's association) Property Owners, Association of Florida bulletin which is put in everyone's driveway yesterday. Very informative.
If you can get sinkhole insurance from your carrier, it is wise to buy it. Yes there are quite a few sinkholes in Florida because of the limestone. From my last inquiry I've heard that The Villages Insurance is offering sinkhole insurance for new builds. You may be able to get it from others if you pay for an inspection, but it is difficult to obtain. Do some research on Catastrophic Ground Collapse. Insurance companies here include it in their homeowner's policies.

Last edited by jnieman; 08-05-2012 at 11:33 AM. Reason: correcting link