Quote:
Originally Posted by kgmram
Has anyone heard of it? It's the package that will be fully implemented in 2014 (a list of what Medicare will and will not pay for beneficiaries). I can tell you one item that has not been included in this package --- nonemergency ambulance transport! So, this mean these transports will not be covered/paid by Medicare when HealthCare Reform is fully implemented. What this means for Medicare beneficiaries---if you have a medically necessary reason for a nonemergency ambulance transport (for example if you are bed confined and in a nursing home and need transport for treatment), you're on your own! How will you get there; who knows? There is no impact on Medicaid beneficiaries (their transports will still be covered). We've already contacted our Congressman regarding this and several other items regarding Health Care Reform.
|
This is a reason to have a supplemental policy like those offered by AARP. Medicare covers about 80% and your supplement covers the other 20%. Medicare is a good safety net but does not cover everything. Yes, those will still be offered.
Speaking of that nursing home. Are you expecting Medicare to be picking up the whole tab on that, too? Guess again. That is why long term care insurance is being sold. Maybe that would have been a good investment some years ago when it was more affordable than when you are old.