If your teeth are in fairly good shape it is usually not worth it to buy dental insurance...it isn't truly insurance anyway..they will charge you a monthly fee and then give you possibly $1000 per year to spend the way they want you to spend it. If you don't do that much dentistry in one year you lose it...then on to the next year...do some research online and check the rates. They may tell you that they pay 50% of a crown (for example) but then they tell you how much the dentist should charge for the crown..say the crown is 900 but the insurance company says it SHOULD be $700 according to their fee table which they develop...so they will pay $350...for which you have paid them $600 for that years premiums. If you are primarily going to the dentist for cleanings it's usually much cheaper to just pay for the cleanings and XRays. Check everything out before you buy dental insurance..Determine how much work you actually need and whether or not paying the premiums is worth it.
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