Quote:
Originally Posted by jimbo2012
Say the wife takes early at 63 receiving $500, does that change at 66?
When say the husband receives $1800, does the the wife at 66 get 500 + 900
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If your wife files on her own work record at age 63 and gets $500, when she is (full retirement age) 66 she could then file a spousal claim against your $1800 and receive half or $900. She would no longer receive her earlier payment of $500. If you died she would step up to your $1800 but no longer receive the $900.