My premium is $1,908 per year and increasing to $3,300 per year. It currently has a daily benefit of $225 per day ($82,125 annual) which just happens to be the average cost of nursing home care in Florida. So, any option except paying the higher cost would result in inadequate coverage. And who is to say the premium won't increase again in future years. There is no cap. Hindsight is eye opening.
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