Have researched this in great depth. Called several insurance co. and they all say the same thing, they will not provide coverage on a golf cart that is being rented out with the rental house. You can sell your cart to the renter and then let them get insurance but that is a major hassle for the renter and may still leave you having to defend yourself in a lawsuit. Disclaimers and liabilitiy waivers may help but you could still be named in a lawsuit and spend thousands of dollars defending yourself and may or may not loose your "ass"ets. Even the golf cart rental companies do not offer insurance of any kind. They make the person renting sign a waiver but they (the ins. co.) can not get insurance specifally that indemnefies them either. Their overall business insurance, if they have any, may offer them some protection, but they could still be sued and possibly lose. The bottom line is who ever has the deepest pockets is who the lawyers come after first then they work their way down the food chain. No good definitive answer to this predictiment in my opinion. "Lawyers are worthless untill you need a good one". Unknown.
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