We are from Delaware and find the cost here to be more. I have relatives who live in NJ, NY and PA and I think TV would be less based on what they pay for property taxes, income tax and their sales tax. De has no sales tax and very reasonable property taxes. De does have an income tax but does not tax the first $12,500 of retirement income. But it can SNOW alot in De and I will pay the extra. I did calculate extra money for things "we need" in the new house, but we have over spend that with more to go. Plan to have extra in your check book!