goodgrief
Believe it or not You are not insured by USAA. ASI is a cooperating agency that USAA is using as a convience for its members to provide homeowners insurance in Florida. USAA (the company) is NOT writing any new homeowners insurance in Florida with the exception of active duty military whose primary residence is in the state of FLorida.
What this means to you is USAA is not taking a financial risk with your policy, and the financial backing of your insurance policy is dependent on ASI's financial credit. If a claim occurs, USAA will still provide its adjusters (not ASIs) to resolve the claim.
Given the circumstances we have in the State of Florida its not a bad deal....but you are not insured by USAA. I have USAA and from what I hear ASI homeowners policy is more reasonable in price...cannot tell if its comparable.
Just curious what is your sinkhole deductible with ASI...with USAA its 10% of policy coverage. Ground collapse is $500.
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