Me too. After all those years of deferring income, saving, planning for major expenditures, etc., it's hard to just spend. We sometimes talk about doing something then think about the expense and start worrying about what it does to our retirement accounts. One problem is that along the way, we had a goal related to our ages, i.e., retire at a particular age. Now we have the funds we accumulated, but we don't know how long they must last. So, do we do what we want and risk running low, or conserve and risk not doing things we've always wanted to experience?
I thought it was supposed to get easier!!!!