[justjim]

True old habits are hard to break if its saving money or something else. However, too many times I've seen people become the "prisoner" of their own money. Personally, I like to give excess money to help our kids NOW when they need it the most and enjoy it as they are raising those grand kids. Also, we have setup funds to help with the grand kids education. Its a lot more rewarding to see what funds we might give now while we are alive than when we pass on. There is the Church and other charities that help those not as fortunate as us who can use our help while we are still living too, We too have saved and worked all our lives so we can enjoy retirement. Its probably time to quit saving and spend some of what you have so you can see for yourself the results of the blessing of your giving.