Quote:
Originally Posted by The Shadow
If I could make more money than the bank charges me for mortgage interest would not the bank be doing the right thing by its stockholders to invest where they could get more money than they would get from me in mortgage interest?

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The reason I could make more money than the bank is I'm willing to take more risk than the bank is will to take by investing in the stock market. The bank is lending against a property. Now in the past few years that caused the financial crisis; banks and mortgage companies were greedy and just stupid.