Longest cruise we've taken was a 14 night....did not take 12 outfits for casual night dining..did re-wear & interchangeable. As far as your money questions... no money onboard is ever exchanged your sea pass card is the only card you will use since it is connected to whatever credit card you use at time of check in at your sailing port. Do have a travel agent that you are currently working with? If so, she should answer any of your questions regarding traveler cheques as well as American Visa Cards being accepted in Spain & Italy. Have a wonderful time
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