this is something I ponder all the time. I know people who have waited to retire and within a month of doing so have a stroke or heart attack and die. I think Nora Ephron said it best:
“Here are some questions I am constantly noodling over: Do you splurge or do you hoard? Do you live every day as if it's your last, or do you save your money on the chance you'll live twenty more years? Is life too short, or is it going to be too long? Do you work as hard as you can, or do you slow down to smell the roses? And where do carbohydrates fit into all this? Are we really all going to spend our last years avoiding bread, especially now that bread in American is so unbelievable delicious? And what about chocolate?”
I personally think you are doing the right thing...the heart attack was a warning and if you want to retire and can do it, then you should.
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