We're purchasing a new home. In our contract, there is no mortgage contingency. So if the mortgage is late and you have to move your closing date, you could have some issues. We did choose Citizens Mortgage. They have been excellent to work with so far. Our closing is 10/12. Our rate was higher than what I could have gotten somewhere else. The do 100's, if not 1000's of the closings in The Villages. If I was buying a resale or had a contract with a mortgage contingency, I would have gone for the lower rates and another bank. But peace of mind is worth the little xtra to me.
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Al and Kim 
Village of Fernandina
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