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Old 09-27-2012, 02:45 PM
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aljetmet aljetmet is offline
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Default Mortgage bank
Quote:
Originally Posted by poromo View Post
My wife and I are purchasing a home in the Villages and our sales rep suggested we use Citizen Bank for a mortgage. He said almost everyone who gets a mortgage uses Citizen.
Has anyone used a bank/financial institution other than Citizen for their mortgage? Did you get a lower interest rate or lower closing costs? Any advantages to usein Citizen vs. another institution?
Any help you can give us would be appreciated.
I found Everbank, Jacksonville, FL who do close on TV properties.(www.everbank.com)

Their rates are move competitive than Citizens i.e. on the website they are 3.375% this morning for a 30 yr. I have compared since Feb 2012 and they are consistently better than Citizens and the closing fees are less as I have the truth and lending statments from both. It always pays to do your homework. Ond good thing from Citizens, they sent my wife and my credit score to us.