I sat in with my husband during his exam. The conversation somehow turned to me. And the cardiologist never asked me for a referral from my primary. Just scared me and scheduled me. Then scheduled me some more. Then some more. Then some more. I believe I underwent seven different expensive tests. My primary care doc out of state (whom I trust completely) was shocked when I told him what was done. His comment was, "No wonder insurance costs are so high".
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