We linked our bank info some time ago. It's really not necessary if you're buying items on Ebay with your credit card. However, we also use PayPal to wire money to our daughter who is a grad student in Europe. With a direct link we can specify the source of the money (credit card or bank account) and send it. She picks that up on her PayPal account over there and redirects it to her bank account that is also connected to PayPal. For us, it's very handy AND it's dirt cheap to do as opposed to actually wiring money from our brick and mortar bank. Hope that helps...
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