Quote:
Originally Posted by Roaddog53
Also went with BB&T. Their rates were much lower than Citizens when I was shopping. (1/4 % as i recall with lower closing costs) Citizens also like a poster said did not return calls and when they finally did they told me they can not quote rates but would make an appointment in 3 days to discuss them. They were "very busy", but they would be "competitive" with others rates. They told me they have 7 to 8 out of 10 of the mortgages in TV. I think most is due to their scare tactics by design team closing people and in your contract that if you don't close on the specified date that it says in the contract, than you pay huge fees. BB&T had no issues with closing on time and tells me they rarely do.
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My design team person on my first house even told me he would not go out of his way to accomodate another bank in handling the closing of my house on time. In spite of his lack of cooperation, SunTrust closed on time without a hitch.