I questioned my attorney and my insurance man about renting, loaning or whatever you want to call it, my cart with the house and they both gave me a big fat NO. My attorney said that if you have a $1,000,000 rider on your policy and a person damaged or hurt by your cart needed 24 hour care for years, you could eat up that million very quickly. Because my property is a non homesteaded property, I could lose it and it's contents in a civil suit. WHY, I repeat WHY would you ever want to put yourself in that situation? As for my insurance agent, he repeated my attorney's advice. I rent my property during the peak season only and my renters have no problem renting some wheels on their own.---That's my story and I am sticking to it!