Thank you both...I will check with my agent and get her to research as all my contract stuff is packed in boxes waiting for my move from the rental to Tamarind. My agent acted like she didn't know, so that is why I took it to the forum. Also, it is clear the closing person doesn't know either as I got conflicting answers from her. If it is paid for, I would be foolish not to accept it. In Louisiana Owner Title Ins is optional ($950) and that is why it showed up on the first blush on my buyer's portion of the HUD-1 form.(My loan is being processed there).
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