Go ANYWHERE but Citizens! Not only will you be virtually assured of getting a lower rate, but likely you will not get the kind of run-around I got from Citizens.
When I was refinancing recently I was quoted a rate for title insurance which was several hundred dollars higher than it should have been. When the third "Good Faith Estimate" did not correct the figure, I had to ask for a bank manager, explain that title insurance premiums are regulated and uniform in Florida, and threaten to bring an attorney to closing before the figure was corrected.
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