When my insurance came up for renewal a few months ago I was told I had to have the inspection in order to renew the sinkhole coverage. I paid the $140 fee. The man comes out is at your house for about 15 minutes. Walks inside and out and takes pictures of any cracks. I was denied because I had one hairline crack on the side of my garage. It is like a little crack in the paint. It isn't like it was any real inspection, I even called the company that does the inspections and spoke with the man who did the inspection, he told me that they recommend nothing, they just take the pictures which the insurance tells them, and the insurance is the one who makes the determination on whether you get coverage.
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