[Mack184]

Since all the consolidation in the banking industry there are very few banks that have not come up with a standard rate card for almost every single service.

I recently read that outside of credit unions most commercial banks have done away with free checking and have fees for almost every service you can think of.

I have been wondering what I'm going to do once we move to the area full-time in January. I have been with my bank since 1978, and I have a very old deal where you got free checking for having direct deposit of your paycheck. In a sense, there's no reason to leave my current bank because almost everything I do is done either by direct deposit or by on-line bill paying, but I still get the odd need-to-be-manually-deposited check, and the only branches my bank has in Florida are in the Ft. Lauderdale/Miami area.