I have been a home inspector for 14 years. A wind mitigation verification can be done by a state licensed home inspector that has a certificate proving they have passed the wind mitigation course. I tell all my customers that if they don't get a discount after having a wind mit inspection I will refund the cost of the inspection ($150). I had my personal house inspected and recieved $350 discount per year and my house was built in 1963! All houses built before 2001 should get one. The inspection covers roof geometry(hip or gable), age of roof, how the roof is fastened(clips or straps), type of sheathing used, size of trusses(2x4, 24' OC), secondary water resistance (mostly newer roofs), roof nailing size and pattern and opening protection(hurricane shutters)
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