Talk of The Villages Florida - View Single Post - Home Insurance Info
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Old 10-31-2012, 09:07 AM
iandwk iandwk is offline
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Quote:
Originally Posted by GatorFan View Post
It is not true that you can not get sinkhole through the companies that Allstate Agents represent. Call The McDonald Agency..Palm Ridge Plaza 259-3825 or 347-9201.
Southern Fidelity still includes sinkhole with no inspection for Sumter County. Premiums higher. The other companies require inspection but high % are approved for sinkhole.
You may want to speak to your agent about what the sinkhole insurance covers. If I'm not mistaken the state of Florida requires those who cover sinkholes to only cover for the loss of your home if it is made uninhabitable by a sinkhole. In other words, your entire yard can vanish and you aren't covered. My agent confirmed this, and told me that there is no blanket coverage for sinkhole damage, only for damage that makes the house uninhabitable.
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