Retired early from FERS and withdrew all 401K funds and placed in other IRAs with a financial firm. This allowed all funds to be withdrawn without any taxes and penalty. Once you hit 59 1/2 you can withdraw without any penalty and just pay the tax on the withdrawal amount. Will start collecting Social Security in 9 months so don't plan on touching the IRA funds just yet.
I wanted more say in control of my funds than the government.
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