[TomW]

On the emotional side, it is time to change your circumstances when it becomes a drudge to face every day of one's current situation. If there are few or no "good days", it is time to move on. If one needs assistance with bathing, toileting, eating or medicating and you are living alone, those are also checkpoints for it being time to change the circumstances. Last, if you are not sure about handling your daily affairs and your money, it is probably time to change. After watching my elderly parents delay the decision until the last minute, I suggest you probably know when the current chapter of life is closing and it is time to make a change. It is much better to walk into the new situation than be carried or wheeled into it due to an injury.