Don't go off on a tangent with the bond, it's about $100 a month, $3.50 a day.
A resale means established neighborhood may be older folks around you.
You will not get sinkhole insurance, only avail on new.
If built more than a few years ago, it was built with less stringent building codes like insulation, windows and wind speed.
The newer units will have younger retirees, there is a camaraderie with everyone around you at the same stage in decorating landscaping etc.
There R 300 new houses as of today to select.
IMO go new
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