Carts and Clubs wanted $0 up-front from us when we agreed to purchase our cart (2 years ago). We knew what body color and options we wanted, picked out the Sunbrella colors with the help of Ted, the owner, and they built the cart. I believe I might have signed a sales order up front - can't remember for sure.
Worked the whole deal out over the phone from OH. Wrote them a check (drawn on our OH bank) for it when it arrived at our front door in TV, which was fine with them. Very smooth process.
Bill