Ripcord
Give me some credit....you dont think I asked these questions!! (BTW no VA's) . Your missing the key point.......you and i can do all the research and make the decisions BUT what happens when you and I are no longer able to make these decisions. I never said that this or any Financal Advisor can do better than you or I. Its like taking out an insurance policy (you dont need it UNTIL you really do need it) and if you check around its hard to find one for less than 1%.
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