Thank you everyone for your insight so far.
I did not mention that there is no mortgage on our Virginia home, however there is a small equity loan, like having a car payment. And the car is also paid for. Interest rates are so low at this time, but I think that will continue for a bit.
I know no one can really answer this question for us and it's a matter of our own financial comfort level, but it's just nice to hear what others have done.......thanks!
|