I've had the same thing happen to me many times, Joaniesmom. In a nutshell, the driver slightly behind you in the outside lane was going to make a Left Turn from the Right Lane!
Now, just what would happen if you were at a Stop light or Stop sign, and she made a left turn from the right hand lane?? Everyone knows this is wrong and would be cited by the police. But here, for some reason, some drivers think they can turn left from the right-hand lane and cut across your lane in front of you as you are exiting properly from the roundabout to go straight in the same direction as you were before entering it. They are wrong!
Like you, I always stay in the outer lane if heading straight thru the roundabout. And if I'm going to turn Left, I get into the LEFT lane upon entering the circle. I've had flashbacks as you have, replaying those almost-collisions in which we assumed the other driver has some common sense. But some don't.
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