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Here's the deal as explained to us,
Owners policy is optional
Lenders is required.
If you opt out of owners U pay $950 for lenders policy
If U take lenders & owners together it's about $1350,
So for less than $400 you are covered, now id down the road you want to sell without your own title insurance it may become an issue.
IMO not to spend less than $400 to get full title protection on this size investment is not warranted.
A no brainier, but if you don't ask about "simultaneous issue" you can pay about $1000 for each or $2k...
That's my understanding.
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Nova Water filters
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