Here is the standard that Allstate Ins. in Buffalo Ridge (4048 Wedgewood Lane) uses:
The client has been advised that the Bodily Injury (BI) liability coverage (only) will be excluded from the policy for any person or persons allowed to rent the golf cart that is under a contractual agreement. Such contractual agreement can be in the form or a property rental agreement or a contract to rent just the golf cart for a monetary payment (i.e. commercial venture).
However, if there is no contractual agreement in place, all coverage’s within the policy are extended to the renting party(s) including Bodily Injury (BI) liability under permissive use rule and subject to the driver(s) being properly licensed.
Please refer to Exclusion #14 - within the text or terms and conditions of your policy for further information.
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