I think you should consider not paying it off. You would be amazed at the movement between homes in this place. In our village, almost 40 percent moved from another village.
When we first were looking at homes here, we ran into a couple who were looking for the exact same model but with a view. They said they sold their house in a week by themselves.I was totally surprised that someone would want the same house on another lot. I have found that it is much more common than I could have imagined. But we had just gone through all of the rigamarole of moving and I KNEW I would never move again...but we did..last year.
It is not only that people want a bigger house, sometimes they want a smaller house with less expenses.
There are all kinda stories in the Naked City.
You may not think you would ever EVER move again, but very well may find yourself doing so, and if you do the lower list price without the bond added in is more of a draw to prospective buyers.
That's my story and I'm stickin' to it.